Author: Andrew

Aug 20

Should you rely on your company’s pension plan?

The old adage: “Go to school, get good grades, get a stable job, work until you’re 65 years old, retire in a wheelchair, then rely on your company pension fund, OAS, CPP, to fund your retirement.” While this was a sound plan for our parent’s generation, the baby boomers, this is a disastrous plan that […]
Aug 14

Huh? Invest in Barrie and not Toronto?

As someone who was born and raised in Toronto and have very rarely ventured to the suburbs, I shared the same views as most people from the city, “who wants to live in Barrie anyways”? If you have the same thoughts as me, let me invite you to check out Barrie in person and you’ll […]
Aug 1

Is your home an investment?

First of all, lets define what an asset and a liability is. One simple way to put it is an asset is something that puts money in your pocket. A liability is something that takes money out of your pocket. You’ll see a lot of blogs such as or compare stocks and real […]
Jul 24

How to Cashflow Over $1,000 in 2019

Here is a detached home in the north end of Barrie that we closed on in May 2019. By converting it to a legal duplex, you effectively increase your rental income by 50%. Purchase Price: $458,000Downpayment + Closing Costs: $99,675.19Renovations: $40,90680% LTV @ 2.74% 4 year fixed, 30 year amortization Monthly Rental IncomeUpper: $1,675 + […]